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Loan perk Calculation

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Hi Experts

 

Any one explain the Loan Perk calculation i have updated the "Ref.Int.Rate" 18.20, "Interest calc. method" as act/365

If we pay the 4,00,000/- as Loan amount (Every month Installment:15,000) how much amount come as a perk ampount in /3J1 (Loan-Int.)

 

Regards


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